Why I love 3-Card Poker...

Hi Cathylee,

@papa_meester is exactly right. When you fold, you only lose your 1-bet Ante. But if you “Play” and the dealer qualifies and beats you, you lose both your Ante and your Play bet, for a total loss of 2 bets.

That’s why the Q-6-4 rule is the most important strategy in the game.

As @Elanor mentioned in her 3 Card Poker or Blackjack? post, the basic strategy is to “Fold any starting hand lower than Q-6-4.”

The reason is all about pure math and finding the smallest possible loss (this is called “Expected Value”):

  • If you fold: Your guaranteed loss is 1 bet.
  • If you have Q-6-4 and “Play”: The math shows your average loss over time is 0.99 bets. This is slightly better than folding.
  • If you have Q-6-3 (the very next hand down): Your average loss is just over 1 bet. This is worse than folding.

So, Q-6-4 is the exact “tipping point” hand where it becomes cheaper to play than it is to fold.


Why Strategy Matters (House Edge Comparison)

Sticking to this matters a lot for how much the casino expects to win from you over time (the “house edge,” based on your Ante bet):

  • Playing Q-6-4 or Better (Optimal Strategy): The house edge is around 3.37%. This is the best you can do.
  • Playing Weaker Hands (like J-8-3 or better): If you decide to play hands weaker than Q-6-4, such as playing any hand that is J-8-3 or better, the house edge goes up. You’re making unnecessary -EV (negative expected value) plays compared to the optimal strategy.
  • Never Folding (Playing Every Hand): If you just play every single hand you get, the house edge jumps dramatically to 7.65%! You lose coins much faster this way.

So, folding those hands below Q-6-4 really does save you coins in the long run compared to just playing everything or playing hands that almost seem good enough like J-8-3. You should fold everything below Q-6-4 and play everything at Q-6-4 or above!

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